Effective Date: November 1, 2025
Welcome to Hybrid Advisors Inc. (“Hybrid Advisors,” “Hybrid App,” “we,” “our,” or “us”). By accessing or using our website, products, services, or content, collectively referred to as the “Services,” you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not use or access our Services.
To be eligible to use our Services, you must be at least eighteen years of age and capable of entering into a binding contract under applicable law. By using the Services, you represent and warrant that you meet these requirements. You agree to use the Services solely for lawful purposes and in accordance with these Terms. You may not use the Services to violate any applicable local, state, federal, or international law, to engage in unauthorized commercial activities, to interfere with the integrity or performance of the Services, or to attempt to gain unauthorized access to any portion of the Services. Hybrid Advisors reserves the right to suspend or terminate your access if you violate these Terms or engage in behavior that is harmful to the Services or other users.
Certain Services may require you to create an account. You agree to provide accurate, current, and complete information during registration and to maintain the security of your account credentials. You are fully responsible for all activity that occurs under your account and for maintaining the confidentiality of your login information.
Hybrid Advisors Inc. is a registered 501(c)(3) nonprofit organization. Donations and payments made through our Services are voluntary and are used in accordance with our charitable mission, which includes impact investing, financial education, workforce training, and clean energy initiatives. Donors may receive appropriate tax documentation for deductible contributions; however, Hybrid Advisors does not provide tax advice and you should consult your own tax advisor regarding any tax consequences. All payments and donations are processed through secure third-party payment processors, and Hybrid Advisors is not responsible for the actions of these third-party services.
Certain Services may include information regarding Program-Related Investments (PRIs) or other mission-aligned financial strategies. Any such information is provided solely for educational purposes and should not be construed as investment, tax, or legal advice. Users are encouraged to seek advice from qualified financial, legal, and tax professionals before making any financial decisions.
All content on the Services, including text, graphics, logos, images, videos, and software, is the property of Hybrid Advisors or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You are permitted to view, download, and print content from the Services solely for personal, non-commercial purposes. No content may be copied, reproduced, distributed, modified, or used to create derivative works without the express written permission of Hybrid Advisors.
The Services may contain links to third-party websites or resources. Hybrid Advisors is not responsible for the content, products, services, or policies of these third parties. Your use of any linked third-party websites is at your own risk, and you agree that Hybrid Advisors has no liability arising from such use.
The Services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. Hybrid Advisors makes no representations regarding the accuracy, completeness, reliability, or suitability of any content or information provided through the Services. Participation in any program or donation activity is at your own risk, and Hybrid Advisors expressly disclaims any liability for outcomes resulting from your use of the Services.
To the fullest extent permitted by applicable law, Hybrid Advisors Inc., its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of profits, data, or goodwill, errors or omissions in content, or unauthorized access to your information. You agree to indemnify, defend, and hold harmless Hybrid Advisors, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, or expenses arising from your use of the Services, your violation of these Terms, or your violation of any applicable law or third-party rights.
Hybrid Advisors reserves the right to terminate or suspend your access to the Services at any time, with or without notice, for any reason, including violations of these Terms. Upon termination, all rights granted to you under these Terms will immediately cease. These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. You agree that any legal action or proceeding arising from these Terms or the Services will be brought exclusively in the state or federal courts located in Florida.
Hybrid Advisors may modify or update these Terms at any time, and any such updates will be effective immediately upon posting to the Services. Your continued use of the Services constitutes your acceptance of the revised Terms.
If you have any questions or concerns regarding these Terms of Service, please contact Hybrid Advisors Inc. by email at support@hybridapp.org.
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.